Privacy Policy

Date Last Revised: May 12, 2008

INTRODUCTION

CardHub.com is a web property that belongs to Evolution Finance, Inc. As a result, it is governed by the same policies and terms and conditions as Evolution Finance.

At Evolution Finance, our relationship with you is our most valuable asset. We understand and appreciate that you are trusting our company with your personal information. As such, we are committed to ensuring your privacy. Please read the following to learn more about our privacy policy.

Please note that currently, registration with Evolution Finance is limited to a select group of users. Therefore, some parts of our privacy policy - for example, collection of such personal information as name, e-mail address, etc. - will not apply to most users.

STATEMENT OF COVERAGE

Our privacy policy covers how Evolution Finance uses the personal information collected and received, including information associated with your past use of our products and services. Personal information is your personally identifiable information that is not otherwise publicly available, such as your name, address, e-mail address, or phone number.

This privacy policy neither applies to the practices of companies not owned or controlled by Evolution Finance, nor to people not employed or managed by Evolution Finance.

INFORMATION COLLECTION AND USE

General:

Evolution Finance collects personal information when you register with Evolution Finance, when you use Evolution Finance products or services, when you visit Evolution Finance pages or the pages of Evolution Finance properties (e.g. CardHub.com) or the pages of certain Evolution Finance partners, and when you enter promotions or sweepstakes. Evolution Finance may combine the information we have about you with information obtained from business partners or other companies.

Upon registering with Evolution Finance, information such as your name, e-mail address, birth date, gender, or ZIP code will be requested. Some financial products and services may also ask you for your address, Social Security number, details about the financial products you use, and information about your assets. You are not anonymous to us when you register with Evolution Finance and sign in to our services.

Evolution Finance collects information about your transactions with our company and some of our partners. This includes information about your use of our financial products and service offerings.

Evolution Finance automatically collects and records hardware and software information and attributes from your computer and browser, including your Evolution Finance cookie information, IP address, and the Web page you request.

Evolution Finance uses information for the following general purposes: improving our services, customizing the advertising and content you see, fulfilling your product and service requests, conducting research, contacting you, and providing anonymous reports for our internal and external clients and partners.
Please also keep in mind that whenever you voluntarily make your personal information available online for viewing by third parties - for example on message boards, through email or web logs, or in chat areas - that information can be seen, collected and used by others besides us. We cannot be responsible for any unauthorized third party use of such information.

The Site includes links to other web sites and provides access to products and services offered by third parties, whose privacy policies we do not control. When you access another web site or purchase third party products or services through the Site, use of any information you provide is governed by the privacy policy of the operator of the site you are visiting or the provider of such products or services. The privacy policy of our provider partners may differ from ours.

Children:

At Evolution Finance we are committed to protecting the privacy of children. We will not knowingly or intentionally collect personal information online from children under the age of 18.
If you are under 18 years of age, please do not submit any personal information through our web site

DISCLOSURE AND SHARING OF INFORMATION

Evolution Finance does not rent, sell, or share your personal information with other people or non-affiliated companies, except when providing you with the products or services you have requested, when we have your permission, or under the following circumstances:

Under confidentiality agreements, we provide information to trusted partners working with or on behalf of Evolution Finance. These companies may use your information to help us communicate offers from our company and our partner companies to you. These companies, however, have no independent right to share this information.

While responding to subpoenas, court orders, legal process, or establishing or exercising our legal rights, or defending against legal claims.

When we believe it is necessary to share information to investigate, prevent, or take action against: illegal activities, potential threats to any person's physical safety, violations against our terms of use, suspected fraud, or as otherwise required by law.

In the event that Evolution Finance is acquired or merges with another company, your information will be transferred. Should this occur, however, you will be notified before your personal information is transferred and subject to a different privacy policy.

Evolution Finance displays targeted advertisements, which are based upon personal information. Although Evolution Finance does not provide any personal information to advertisers when our visitors or clients view or interact with a targeted ad, by viewing or interacting with an ad, you are tacitly agreeing that the advertiser might possibly assume that you meet the targeting criteria used for ad-display purposes.

COOKIES

Evolution Finance may set and access Evolution Finance cookies on your computer.
Advertisers or other companies do not have access to Evolution Finance's cookies.
Evolution Finance lets other companies that show advertisements on some of our pages set and access their own cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one.
Evolution Finance uses web beacons to access Evolution Finance cookies inside and outside our network of web sites and in connection with Evolution Finance products and services.

EDITING YOUR ACCOUNT INFORMATION

At any time, you can edit your Evolution Finance Account Information. This includes your marketing preferences.
New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories, or they can unsubscribe by following the instructions contained in the messages they receive.
We reserve the right to send you certain communications relating to the services of Evolution Finance that are considered part of your Evolution Finance account without offering you the opportunity to opt out of receiving them, including such items as service announcements, administrative messages, and the Evolution Finance Newsletter.

CONFIDENTIALITY AND SECURITY

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
We regularly back up the information we collect online to insure against loss.
We have physical, electronic, and procedural safeguards to protect personal information about you. Some of the safeguards that we use include but are not limited to: encryption, firewall's and password protections.
To learn more about the security steps we have taken please read our Security Policy.

CHANGES TO THIS PRIVACY POLICY

Evolution Finance may update this policy. Changes or additions to this Privacy Policy will be in this section of the web site You can always come to this section to learn what information we gather, how we might use that information and whether we will disclose it to anyone. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.

QUESTIONS AND SUGGESTIONS

Because we want to demonstrate our commitment to your privacy, we have agreed to disclose our information practices.
If you have questions or suggestions, please complete a feedback form. You may also contact us by sending postal mail to:
Evolution Finance Inc.
Attn: Customer Care - Privacy
1530 Key Blvd. #1315
Arlington, VA 22209