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Regular APR:
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More details about figuring your credit standing.
My Credit
If your Credit Score (FICO Score) Is: |
Then you have: |
|---|---|
| Above 700 | Excellent credit |
| 660 - 699 | Good credit |
| 620 - 659 | Fair credit |
| Below 620 | Bad credit |
| I do not have a Credit Score | No credit history / New to credit |
More details about figuring your credit standing.
- A credit card for yourself -- select 'Personal'
- A credit card for your business -- select 'Small Business'
- You must be the owner or principal of the business AND
- You must be able to provide a Tax ID Number (TIN) or Employer ID Number (EIN)
We strongly recommend that you select only 1 of the 3 options. Most credit cards are not good in combining all 3 of these features.
Things I Care About
- Purchase APR / Rate is the Interest Rate that will be charged on purchases made on your credit card.
- Balance Transfer APR / Rate (or 'Transfer APR') is the Interest Rate that will be charged on the balance (if any) that you transfer from another credit card.
- Rewards: If you make a lot of purchases every month you can get significant benefits -- like cash back, hotel points, airline miles, etc.
We recommend that you at least have a VISA or a Master Card in your wallet since they are the most commonly accepted cards.
If you do, then you should keep all 4 checkboxes checked.
Credit Card Networks determine where your credit card is accepted. These days most places accept all 4 of them (VISA, MasterCard, American Express, Discover), but there are definitely exceptions.
Click on the 'Advanced Options' filter, if you would like to select specific credit card companies.
Networks
If you do, then you should keep all 4 checkboxes checked.
Credit Card Networks determine where your credit card is accepted. These days most places accept all 4 of them (VISA, MasterCard, American Express, Discover), but there are definitely exceptions.
Click on the 'Advanced Options' filter, if you would like to select specific credit card companies.
If you are looking for a specific credit card (e.g. Hilton), then you can enter the name and we will only show you the cards that match the name + all the other criteria that you have specified.
Otherwise you should just leave the search box blank and move to the next filter.
Search by name
Otherwise you should just leave the search box blank and move to the next filter.
Unless you have Excellent or Good credit, we recommend that you do not select this option since it will significantly limit your choices.
Paying an annual fee is not always a bad thing since you might end up paying a higher interest rate or enjoy fewer rewards, as a result of not having an annual fee.
Note: In order to make comparison's easier, when a card has a monthly fee we multiply it by 12 and we show it as an annual fee.
Annual fee?
Paying an annual fee is not always a bad thing since you might end up paying a higher interest rate or enjoy fewer rewards, as a result of not having an annual fee.
Note: In order to make comparison's easier, when a card has a monthly fee we multiply it by 12 and we show it as an annual fee.
Advanced Options
By selecting 'Yes' we will show you the 'Transfer Fee', next to each credit card.
Transfer Fee is the fee that you will get assessed if you transfer a balance from another credit card.
Examples:
Transfer Fee Details?Transfer Fee is the fee that you will get assessed if you transfer a balance from another credit card.
Examples:
- A Transfer Fee of 3% (max $99) means that your fee will be 3% of the transferred balance, but not above $99.
- A Transfer Fee of 3% means that your fee will be 3%, with NO maximum.
By selecting 'Yes' we will show you the 'Default APR', next to each credit card.
Default APR is the Rate that ALL your rates might switch to if you fail to make on time payments, and/or when you exceed your card's credit limit. Default APRs are usually above 20%!
It is very important that you are aware of the Default APR so that you do not end up losing your Introductory APR or Regular APR.
Default APR Details?Default APR is the Rate that ALL your rates might switch to if you fail to make on time payments, and/or when you exceed your card's credit limit. Default APRs are usually above 20%!
It is very important that you are aware of the Default APR so that you do not end up losing your Introductory APR or Regular APR.
Unless you had a bad experience with a particular credit card company we recommend that you keep all of the checkboxes selected so that you can enjoy a greater selection.
Credit Card Companies:
For your convenience we have included in this list the names of the last 5 cards that you clicked on.
Click on these links to quickly re-visit these cards.
Recently Viewed Cards
Click on these links to quickly re-visit these cards.
* We work very hard to present you with the most accurate information, however, information is not guaranteed.
Before applying for a credit card we recommend that you verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences.
American Express Preferred Rewards Gold Card
- Purchase Intro Rate: 0% for 6 to 12 months
- Annual Fee: $39
- Regular APR: 12.24% - 19.24%
-
Rewards
- Earn 10,000 Starpoints® with your first purchase
- Transfer Starpoints almost always on a 1:1 basis to the frequent flyer programs of over 30 major airlines
American Express Preferred Rewards Gold Card
- Purchase Intro Rate: 0% for 6 to 12 months
- Annual Fee: $39
- Regular APR: 12.24% - 19.24%
-
Rewards
- Earn 10,000 Starpoints® with your first purchase
- Transfer Starpoints almost always on a 1:1 basis to the frequent flyer programs of over 30 major airlines
